Home / Terms of business

Terms of business.

The basis on which we work with you, and the terms of using this website.

Last updated: 9 October 2026

1. About us

Anjio Property is a trading name of Anjio Property Marketplace Limited, registered in England and Wales, company number 17031354, registered office 124 City Road, London, EC1V 2NX. We are a member of The Property Ombudsman (membership number T14663) and registered with the Information Commissioner's Office (registration number ZC205193).

2. How these terms apply

These terms describe how we work in general. Before we provide any service, we sign a written agreement with you setting out the scope, fees and obligations for your engagement. If that agreement differs from these terms, the signed agreement applies.

3. Our services

Buy for you

We find, assess and coordinate the purchase, refurbishment, letting, refinancing and management of UK property, owned by you or your company. Suitable deals are shared with clients whose brief they match. A deal is secured by the first client to confirm in writing with funds ready. We cannot hold a deal for a client who has not committed.

Invest with us

We set up a private UK company with you. You provide capital to that company, normally as a documented loan, and we carry out the work of acquiring and managing property for it. Ownership, decision rights, how results are shared, reporting, exits and succession are set out in a written agreement signed before any money moves. Each arrangement is a separate private company between you and us. It is not a fund or collective investment scheme, and your money is never pooled with anyone else's.

Deals are offered to Invest with us partners according to their agreed brief, in rotation. A partner whose funds are committed to a project in progress will not be offered new deals until funds are available.

4. What we don't do

  • We are not authorised by the Financial Conduct Authority. We do not give financial, investment, tax, legal, mortgage or immigration advice. We introduce independent, regulated specialists, and you are free to use your own.
  • We do not hold your investment money. Funds go directly into the bank account of the relevant company.
  • We do not act under a power of attorney for clients.

5. Your responsibilities

  • Give us accurate, complete information and tell us promptly if anything changes
  • Provide identity, source-of-funds and source-of-wealth documents when asked
  • Take independent advice on tax, legal and structuring matters before committing
  • Respond to deal approvals and requests within the timescales agreed

6. Anti-money-laundering checks

The law requires us to verify who you are and where your money comes from. We may decline to act, pause work or end an engagement if checks cannot be completed satisfactorily, and we may be legally required to report concerns without telling you.

7. Fees

  • All fees are agreed in writing before you commit. They may include a one-off onboarding fee, a fee per property for Buy for you, or an admin fee per property for Invest with us.
  • Third-party costs, including stamp duty, legal fees, surveys, lender and broker fees, insurance and building works, are paid by the relevant company directly to the provider.
  • We will tell you in writing about any commission or referral fee we receive in connection with your transaction, before you commit to it.
  • Fees are payable as set out in your agreement. Our fees are not refundable once the work they cover has been done, unless your agreement says otherwise.

8. Other businesses and conflicts of interest

We run other property companies, including companies with other clients and partners. We may acquire property for those companies as well as for you. Deals are allocated under the rules described in section 3 and in your agreement. Where we have a personal or financial interest in a transaction that affects you, we will tell you in writing before you commit.

9. Risk

Property values can fall as well as rise. Rental income is not guaranteed, refurbishments can cost more or take longer than planned, and lenders and valuers make their own decisions. Rent guarantee and other insurance pays only within its own terms. Past performance is not a guide to future results. You should only commit capital you can leave invested for the long term.

10. Our liability

We will carry out our services with reasonable skill and care. We are not responsible for the acts or advice of independent professionals you appoint, or for losses caused by market conditions, lender or valuer decisions, or changes in law. Our total liability under any engagement is limited as set out in your agreement. Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud, or for anything else that cannot be limited by law.

11. Using this website

  • The content of this website is general information only. It is not advice, an offer, a financial promotion or an invitation to invest.
  • Examples, figures and descriptions are illustrative. They are not forecasts or promises.
  • We aim to keep the content accurate but do not guarantee it is complete or up to date.
  • Links to other websites are provided for convenience. We are not responsible for their content.
  • The text, design and images on this website belong to us or are used with permission. Please don't copy them without our written consent.

12. Complaints

Please see our complaints procedure.

13. Law

These terms are governed by the law of England and Wales, and the courts of England and Wales have jurisdiction, subject to any dispute process agreed in your written agreement.

14. Changes

We may update these terms from time to time. The version that applies to your engagement is the one referred to in your signed agreement.